Further Examination Of Handy Small Business Lending Strategies

I have written before about the profound changes that participants in this process have experienced, and there truly has been no downside to departing from convention. In 2011, we reconsidered the grant-making process and realized we could turn it, too, on its head by shifting the power dynamic and encouraging collaboration instead of competition. Moving control of grant funds from donors to grantees brings community wisdom into the process and creates accountability, reciprocity and collaboration. Intervene where a system is breaking down Our industrial food system creates a host of problems–poor health outcomes, lack of access to fresh food, threats to farmland and more. Looking at this system, we saw that the links between regional suppliers and buyers were broken, and we believed strategic investment could repair them. RSF is now the leading funder of U.S. food hubs–facilities that manage the aggregation, storage, processing, distribution and marketing of locally and regionally produced food. These often overlooked operations are the missing links in a supply chain that can support healthy local food systems and play an important part in rebuilding regional economies. Through our work with food hubs we developed an approach that is now setting the course for RSF in 2017. We are reorienting our organizational design and all of our lending, investing and giving work around the integrated capital approach: the coordinated use of diverse forms of financial capital (including loans, loan guarantees, investments and grants), along with nonfinancial resources, to support enterprises working to solve complex social and environmental problems.

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